Does Banking in Indonesia tend to be Concentrated?

The banking in Indonesia has undergone several changes in the market structure that
ultimately impacts the prevailing policies and regulations. This study aims to
examine the impact of changes in the banking market structure identified through
the level of market concentration in the banking environment and examine the
factors that influence the level of concentration of the banking market from 2005 to
2016. The study also examined the impact of changes in banking structure during
the global crisis. The measurement of banking concentration used in this study is the
Herfindahl-Hirschman Index (HHI). Furthermore, the influential factors consist of:
(1) Bank specification, including bank size (Size), credit risk (NPL), profitability
(ROE), banksoundness(CAR),(2)Market specification,namely the number of
standingbank (NUM), and (3) Global crisis. The study used GLS (Generalized
Least Square) method to detect autocorrelation on each variable.The results show
that banks in Indonesia tended to have a low level of market concentration. The
results are also in accordance with the SCP paradigm which states that banks tend to
generate high profits when the level of banking market concentration is high

ANALISIS WAKTU CERITA NOVEL TENTANG KAMU KARYA TERE LIYE

Tujuan penelitian ini adalah untuk mengetahui waktu cerita yang ada pada novel Tentang Kamu karya Tere Liye. Waktu cerita ditelusuri dalam alur. Alur pada cerita tersebut terdiri dari 2 alur. Alur pertama terdiri atas 19 bab, sedangkan untuk alur kedua waktu cerita tidak terlalu dirinci oleh Tere Liye. Pendekatan yang digunakan dalam penelitian ini adalah konten analisisi yang difokuskan pada alur cerita. Analisis alur cerita untuk menemukan waktu cerita dan waktu cerita kebahasaan. Hasil penelitian menyimpulkan bahwa waktu cerita pada alur pertama berjumlah 11 hari, 2 jam, 31 menit. Pada Bab 34 merupakan epilog yang mengandung waktu cerita 1 bulan. Pada bagian ini Tere Liye tidak menguraikan waktu dengan detail. Hal ini terjadi karena memang Tere Liye sudah menyatakan bagian ini adalah epilog. Sementara alur kedua waktu ceritanya dimulai dari tahun 1944-1999 tentang kehidupan Sri. Penelusuran kehidupan Sri hingga tahun 2013 melalui tuturan Aamee pada Zaman Zulkarnain.

KETERKAITAN SPASIAL DI ENAM NEGARA ASIA: ANALISIS INPUT-OUTPUT DUNIA SPATIAL-LINKAGES IN SIX ASIAN COUNTRIES: WORLD INPUT-OUTPUT ANALYSIS

Artikel ini menyajikan hasil analisis keterkaitan spasial di enam negara Asia, berdasarkan perhitungan
efek limpahan dan efek balik pada tabel input-output dunia, yang diagregasikan untuk enam negara Asia,
yang meliputi Cina, Indonesia, India, Jepang, Korea, dan Taiwan ditambah Australia, Amerika Serikat, dan
the Rest of the World. Hasil analisis memperlihatkan bahwa, pertama, pengganda output di enam negara
Asia cenderung meningkat dalam waktu 2000–2014. Ini merupakan indikasi pertumbuhan ekonomi yang
konsisten. Kedua, kecuali di Cina, efek limpahan juga cenderung meningkat. Ketiga, tahun 2000, negara
yang paling besar menikmati limpahan adalah Amerika Serikat dan Jepang, tetapi tahun 2014, limpahan
terbesar beralih ke Cina. Keempat, efek balik yang terbesar terjadi di Cina dan Jepang. Efek balik terkecil
terjadi di India dan Indonesia. Cina mempunyai efek limpahan terkecil tetapi menerima efek balik terbesar

MENYOROTI SEJARAH PERJUANGAN BANGSA DALAM MENINGKATKAN NASIONALISME SISWA PENDIDIKAN DASAR DI DAERAH PERBATASAN KALIMANTAN BARAT DAN KALIMANTAN UTARA

Kurangnya pemahaman siswa tentang sejarah perjuangan bangsa merupakan salah satu faktor yang mempengaruhi sikap nasionalisme. Oleh karena itu, penelitian ini bertujuan untuk menyoroti sejarah perjuangan bangsa dalam meningkatkan nasionalisme bagi siswa pendidikan dasar di daerah perbatasan negara, Kalimantan Barat dan Kalimantan Utara. Penelitian ini akan menggunakan metode kuantitatif dan kualitatif untuk mengolah data tentang rasa nasionalisme peserta didik di SD dan SMP di wilayah perbatasan Provinsi Kalimantan Barat dengan Malaysia. Proses pengumpulan data pada penelitian ini melalui kuesioner dan wawancara.Hasil yang diperoleh dari penelitian ini menunjukkan bahwa terkait dengan sejarah perjuangan bangsa setiap sekolah secara umum masih perlu ditingkatkan dengan optimal. Kepala sekolah harus memiliki langkah-langkah nyata untuk meningkatkan pemahaman ini, sehingga terbentuk rasa nasionalisme yang tinggi. Guru-guru disekolah sudah melakukan tugas dan tanggung jawab mengajar sesuai dengan kurikulum yang ditetapkan. Akan tetapi, untuk daerah-daerah perbatasan masih memerlukan tindakan-tindakan khusus agar nasionalisme siswa menjadi tinggi.Untuk menunjang peningkatan rasa nasionalisme yang tinggi, diperlukan bahan ajar atau materi yang terkait dengan sejarah perjuangan bangsa, sehingga terbentuk rasa nasionalisme yang tinggi. Bahan ajar tersebut merupakan suplemen untuk kurikulum utama (Kurikulum 2013) yang ada di tanah air saat ini.

TECHNOLOGICAL PROGRESS AND HUMAN DEVELOPMENT: EVIDENCE FROM INDONESIA

This paper examined direct and indirect impact of technological progress
on human development, with income disparities and poverty as moderating
variables. Except data on technical progress, all data were collected from National
Statistics Agency. A path model of analysis was empolyed to examine direct and
indirect impacts. There were four paths to be analysed: direct impact (Path-1: P41)
and indirect impacts : (Path-2: P43 x P31, Path-3: P43 x P32 x P21 and Path-4 : P42 x P21).
Four hypothesis had been tested.The results showed that impact of technological
progress on human development were negative, both direct and indirect.

THE EFFECT OF USD/IDR EXCHANGE RATE, INTEREST RATE, AND WORLD OIL PRICE TO JAKARTA COMPOSITE INDEX (JCI)

This research aims to investigate effect of selected macroeconomic variables, i.e., USD/IDR
exchange rate, interest rate, and world oil price to indonesia composite index at the indonesia stock
exchange (IDX). This paper examine the direct effect of selected macroecomonic variable on
Indonesia Composite Index. The study used time series data from the 2012-2017. By using an
regression technique analysis, the result from showed that simultaneously the exchange rate,
interest rate, and world oil price have a significant effect on Indonesia Composite Index. Partially,
only the exchange rate has a significant effect on Indonesia Composite Index, interest rate and
world oil price have no significant effect on Indonesia Composite Iindex. The amount of influece
caused by the three variables is 58% and the rest is explained by other variables.

Pengaruh Kepemilikan Manajerial, Kepemilikan Institusional, Growth Opportunities, dan Profitabilitas terhadap Konservatisme Akuntansi

This study aims to determine the influence of managerial ownership, institutional ownership, growth
opportunities, and profitability of accounting conservatism. The research object used is a state-owned corporation
listed in IDX in 2012-2018 which compiled 7 samples of companies with a period of 7 years, with the result that the
data processed is 49 data. This research uses the method of explanation research. The tools used to determine the
influence between variables is SPSS version 23 year 2019. The results indicate that institutional ownership and
growth opportunities significantly influence on accounting conservatism, while managerial and profitability have no
significant influence on accounting conservatism. Simultaneously all of the variables significantly influence on
accounting conservatism. The independent variables of this study 48.2% can described the value of accounting
conservatism, while 51.8% were described by other variables not included in this study. The function of institutional
institutions which is monitoring of management’s tendency to do earning management is not well implemented and
there is a probability of institutional institutions to participate in doing earning management. Therefore,
monitoring by other parties such as BPK, OJK, IDX, and MENKEU should be more emphasized. The corporation
should be more aware of the growth opportunities aspect because the corporation will have a quality profit from the
application of accounting conservatism and the corporation will more advanced than the investment proceeds.

Canvas Model Business as an Innovation of Teaching Factory Learning

This research was an attempt to design and enhance the Canvas Model Business of
nine blocks in one canvas within teaching factory based learning innovation at the
Fashion Department of 27 Public Vocational High School, Jakarta. The research
method used qualitative and quantitative methods. The qualitative method, data
collection was conducted within a SWOT analysis. This research was conducted in
27 Public Vocational High School, Jakarta, with the respondents were 82 students.
The quantitative method with in the matrices of Internal Factor Evaluation (IFE)
and External Factor Evaluation (EFE). The result of this research that implementation of the Canvas Model Business: (1) Customer Relationships in strategy 1 was
valued of 0.34, was “Increasing product marketing through print and electronic
media”; (2) Key Partnership in strategy 2 was valued of 0.31, for “Offering products
and having cooperation with several textile producers in Jakarta and outside Jakarta
“; (3) Value Propositions in strategy 3 was valued of 0.31, namely “Assuring and
improving product quality and adding variant to fashion”; (4) Customer Segment
in the strategy 4 was valued of 0.29, entitled “The Development of Out-of-School
Fashion Sales”; and (5) Channel on strategy 5 which was valued of 0.27, “Utilizing
occasional fashion events to meet market demand”.

Steamed Watermelon (Citrullus lanatus Thunb.) Juice Improves Spatial Memory in Dementia Rat Model

Watermelon (Citrullus lanatus Thunb.) is one of the fruits that containing lycopene. Lycopene is able to
reduce oxidative damage that causes dementia. This research was aimed to determine the activity of steamed
watermelon juice in improving the spatial memory in dementia rats model induced by Electroconvulsive
Shock (ECS). The animal test was divided into 6 groups, namely normal control group, negative control
group, positive control group (vitamin E, 20.7 mg/kg BW), and 3 treatment groups that received steamed
watermelon juice with different dose, i.e 0.92 g/kg BW,1.85 g/kg BW, and 3.7 g/kg BW. All groups were
induced with ECS, except for the normal control group. The spatial memory was measured with the Radial
Arm Maze (RAM) test and the observed results were analyzed with ANOVA and a post-hoc Tukey’s HSD test.
The ANOVA test results showed significant differences between all treatment groups. Meanwhile, the posthoc
Tukey’s HSD test at 95% confidence level resulted in a significant difference between the the treatment
groups with the doses of 0.92 g/kg BW and 1.85 g/kg BW and the negative control group. However, this
test indicated an insignificant difference between the positive control group and the normal control group.
This finding confirms that the administration of steamed watermelon juice at doses of 0.92 g/kg BW and
1.85 g/kg BW improves the spatial memory in a rat mode of dementia comparable to the positive control.
The treatment groups receiving these two doses showed corresponding results, meaning that both doses of
steamed watermelon juice have an equivalent spatial memory enhancement activity.